Bank-remittance sheet.



l. L. DARBY.

BANK REMITTANCE SHEET.

APPLlcATloN man Aue.24. 1914.

Patented Apr. 24, 1917.

3 SHEETS-SHEET l.

. LQQSGG@ l. L. DARBY. BANK REMmANcEsHEET. APPLICATIO FILED AUG.24.1914.

Patented Apr. 24, 1917.

3 SHEETS-SHEET 2.

ffl/@Humo I. L. DARBY.

BANK REMITTIINCE SHEET. APPLICATION FILED AUG.24. 19H. l

L223,56 4 Patented Apr. 24,1917.

3 SHEETS-SHEET 3.

r..` meer, or rajwnusm, estancias.

nana-numerals@ snaar.

pecication of Letters Ritent.

lpplication ed August 24, 191e. Serial No. 85%,392L

.To all whom t may concern:

Be it known that i, lRA L. DARBY, a c1t1- aen of the United States,residing at Pawhuska, in the county of Osage and State of iOklahoma,have invented certain new and useful Improvements in Bank-RemittanceSheets, of which the following is a specification.

This invention relates to improvements in bank record sheets, andparticularly to those sheets on which are recorded the checks and draftsthat pass through the bank, and aims to devise a record sheet, of theloose-leaf type, which shall provide for entry of all necessary datapertaining to the checks, etc., but at a saving of space; and whichshall also provide for the obtaining simultaneously, as the checks arelisted, of a partial recordl to accompany said checks, etc., on beingtransmitted to the banks correspondent. For accomplishing this purpose,the invention provides a record sheet" consisting of a main body portionsuitably adapted 'for receiving all the data necessary for constitutinga permanent bank record, together with a detachable marginal portion orportions adapted to be folded in man1- folding relation with the mainportion of 'the sheet in such manner as will permit those items commonto the permanent and to the transmittal or remittance records to beentered simultaneously.

' W ith this general object in view, the invention will now be set forthand explained with reference to the accompanying drawings illustratingone form of embodiment of the invention and mode of practising the same,after which those features deemed to be novei will be pointed out andclaimed.

the drawingsigure l is plan view-partly broken away-of one face of thesheet, with various data lled in;

Fig. 2 is similar view of the opposite face of the same;

Figs. 3 and. i are edge views illustrating alternative arrangements formanifolding when the record shown in Fig. l is being made;

Figs. 5 and 6 are similar views illustrating alternative arrangementsfor manifolding when the ord shown in Fig. 2 is being made;

Fig. t" is a plan view of one of the transmitting or remittance portionsof the sheet detached, and with data partially lled in;

and Figs. 8 and 9 represent sections of the same forming separateremittance letters together with the correspondin checks; and

Fig. 10 shows a section o one of said transmitting portions partiallyfolded down to illustrate one mode of filling inthe correspondents nameas hereinafter explained.

Referring to the drawings in detail, these show a record sheet whichcomprises a main body portion A having one end margin Patented Apr. 2d,i917.,

punched with the openings B for adapting this portion of the sheet to beled in a binder with the permanent records of the bank. One face of thismain portion A., shown as Page lv in Fig. l, is ruled both lengthwiseand transversely for the entry of the checks and drafts, the transverseruling being preferably such as to provide spaces equal to thatordinarily obtained by double spacing on a typewriter, so that theentries may be made either in longhand or by means of a typewriter, ifpreferred. rihe vertical rulings divide the 'space on the portion A intocolumns-C, D, E, F, Gr and H, provided respectively with the headingsAmountf Drawn on, Na or Datef,

Drawn by,, Favor of, and Endorsed, indicating the character of theentries to be made in the several columns. One or more columns H may beprovided, according to whether it is desired to retain a record of morethan the last indorser. The numerals 1, 2, 3, etc., are provided incolumn D for consecutively numbering the entries, and

since use will ordinarily be made of a type writer for making theentries, these numerals are spaced apart to correspond to sin le spacingof the typewriter. A simi ar series of numerals is provided in column Grfor enabling the entries to be traced conveniently crosswise.

As shown in Fig. 2, the o posits face of the main body portion Arepresented as Page 2) is also ruled and numbered to provide similarcolumns C, D, etc., and numbered spaces, exceptin that the page thusformed is inverted re atively to Page l, the top of Page 2 appearingopposite the bottom of Page l. Y

At the left margin of the main body portionA is a line of perforationsseparating it from the detachable portion of the sheet which comprises apair of check-remitting letter-strips J, K, separated by a second lineof perforations L. The faces of these strips' J, K, shown in Fig. l, areruled and numbered'lin relatively inverted relation to provide two setsof'columns C', D, correspond- M of the bank by which the record sheet isbeing used, as 4well as with space for the name of its correspondent andany instructions desired to be transmitted with the checks. The oppositefaces of said' strips J, K, carry a number of similar headings andspaces for correspondents names and appropriate instructions, atsuitable intervals apart according to the average length of transmittalletter .which may answer the banks requirements. l

The mode of using the sheet as thus made will be readily understood byreference to- :the entries which have been illustrated in the spacesprovided therefor and the manner of folding the sheet for manifoldingpurposes as indicated in Figs. 3 to 6. For making the entries on page 1of the sheet, the strips J and K are folded upon each other and upon theportion A with a sheet of carbon paper N inserted as illustrated ineither Fig. 3 or Fig. 4c, according to whether it is desired to have theoriginal entries appear in columns C, D, or C', D,-preferably the formersince this gives the remitting bank a full record in the original; andit will be noted that the strip J is slightly narrower than strip K topermit the former to be 'folded between the latter and the main portionA. Either method of folding brings 1n register the spaces between thetransverse rulings for the check entries in columns C, D, and columns Cand D of the strip J. Placing the sheet thus folded in the` typewriter,the entries are made as shown in Fig. 1 with the exception of theamounts of the checks. The column for the amounts is at the extreme leftsince it is usual for `the typewriter to leave a blank margin at theleft of the sheet, and advantage is taken of this blank space for thelater recording of the amounts. The columns first filled in are thecolumns D, D', for the drawees of the checks, after which columns E, F,G and H are successively filled in, this order being especiallyadvantageous because, usually,th'e first part of the check is thename'of the bank on which it is drawn and the last item the clerk looksfor is the name of the indorser, which is observed as he turns the checkover in passing from it to the neXt succeeding check. r1`he firstheading, /at the top of the strip J, is filled in with the date and nameof the correspondent to which the first group of checks is to betransmitted, as,

First Natl Bank, etc., in the example illustrated. Each succeeding groupof checks is precededby the date and name of the correspondent, asshown, the name of the remitting bank appearing at M on the oppositeface of each remitting letter thus formed. In Fig. 10 is illustrated amanner in' which the name of the correspondent can be inserted in the'space provided beneath the appropriate heading M if desired, by tearingdown strip J (or K as the case may be) sufficiently along the perforatedline to 'permit the strip to be folded over as shown, and bringing thespace provided for correspondentfs name into proper position. Thismethod of inserting name of correspondent 4would not be used except whenmanifolding as in Figs. 4 and 6, but is not essential even there, and itis preferred to insert the correspondents name in the heading M aftermaking the other entries, or simply insert it-at the head of eachremittance letter as first explained, since this requires less space andtime.

After the items have all been entered in columns D, E, F, G and H, thesheet is then ready'for the entry of the'respective amounts of thechecks in columns C, C', and

Athis is conveniently done by means of an adding machine and insertingthe total amount for each group of checks as illustrated, e. g., $27 and$820 in Fig. l. In the use of the adding machine, the amounts and-totalsmay be linserted in both columns C and C simultaneously by means of acarbon; or it may be preferred to detach the strip J (or K as the casemay be) before insertion of the check amounts, and run said.

detached portion and the main portion A through separately and thusobtain a check on the accuracyof the work.

-have been detached, the latter are cut up into as many sections orremittance-letters as there are groups of checks for individualcorrespondents, the names of which have been inserted at the top or headof each of said sections or letters or else in 4one of the ,headings-Mon the back thereof, as may be preferred. Figs. 8 and 9 illustrate thegrouping of the checks O with their corresponding letters; if the listof checks is long enough, the letter may be` folded around the checks,as may be done in the case of the group in Fig. 8, while in shorterlists, as in Fig. 9, the remittance letter will simply be pinned'orstrapped to the checks.

It will thus be apparent that a simple and efficient means has beendevised for carrying out the objects of the invention; that thenecessary items may be condensed into as small a space as practicable tomeet the requirements of the average bank, and that the amount ofspacerequired for records is in the end greatly reduced since both sides ofthe sheet are used with the result that fewer binders are needed forfiling the records. Greater despatch is effected by the producing of theremittance letters for the correspondent at the same time as theremitting banks record is made, besides insuring that therecordtransmitted shall conform to that retained.

While the foregoing illustrates what is now deemed to 4constitute thepreferred mode of practising the invention, the right is reserved tosuch formal changes or modications as may fairly fall within the scope-of the appended claims.

Claims:

1. A bank remittance sheet comprising a main portion having its oppositefaces ruled for check entries and forming opposite pages in relativelyinverted relation, and detachable similarly ruled portions providingcorrespondingly inverted pages adapted to be folded upon said oppositefaces, respectively, in manifolding relation.

2. A bank remittance sheet comprising a main portion having its oppositefaces ruled by a weakened line and adapted to be folded upon saidopposite pages, respectively, of said main portion in manifoldingrelation.

3. A bank remittance sheet comprising a main portion provided with abinder margin at one end and having its opposite faces ruled for checkentries and forming opposite pages in relatively inverted relation, anda detachable portion carried by one side of said main portion, saiddetachable portion being similarly ruled to provide correspondinglyinverted pages and the latter being separated by a weakened line andadaptedto be folded upon said opposite pages, respectively, of said mainportion in manifolding relation.

IRA L..DARBY.

